1. DO NOT LEAVE SURLAY
2. Locate the Weapon Shop(two horizontal buildings, right building): Buy a Stick
3. Locate the Armour Shop(two horizontal buildings, left building): Buy either the Leather Shield or (if you can) the Warrior's Shirt
4. Go to the building under the Church: Equip Weapon and Armour
5. Locate the Church: Do first deed.
6. If Magic User> Alignment Good/Bad> Learn any available spells in Church.
7. If Magic User> Alignment Neutral> Locate the Mage's Tower> Learn any available spells.
8. Locate the Forest Fights(tree)
9. Fight Giant Rats
10. Save up money and buy other armour as you can(see equipment guide for reference).
11. Once you finish your forest fights, locate the bank and store your gold in your account, minus 10.
12. Locate Inn and stay in the Floor 1 room(10 gold).
13. Next day(game resets at 11 p.m. or so server time), repeat church deed and forest fights.
14. Once you have your armour, start fighting Sewer Rats.
15. Save up enough to buy Staff, sell stick to get some cash back. Buy potions when needed.
16. Continue until you level up.

Earn your own gold(lvl 2+)

1. Locate the Palace
2. Write down names of Knights/Guadians
3. Go to bank and get full list of banks
4. Find banks owned by Knights/Guardians
5. Of the Knight/Guardian banks, write down the names of the banks with high interest rates and max level above your level and min level below your level.
6. Open a bank account at the highest interest bank of those written down.
7. Get full list of banks again.
8. Write down all banks, that accept your level, that have a lower loan rate than the knight/guardain bank you just opened has of interest rate.
9. Open an account at as many of these banks as you can.
10. Take out a loan of max - 1 from each of these banks.
11. Deposit it in your Knights/Guardians bank.
12. Let it sit a day.
13. The next day, login and withdraw your money, pay off the loans and keep the interest.

The tatic here is simple. By opening bank accounts at banks with less loan interest than your knight/guardian bank has for interest rate, you will be gaining more money from interest than you will have to pay back in loan interest, so you make a profit. To continue making a profit, simply pay off the interest of your loans each day and keep the principle in your Knights/Guardian bank.

Note: When you level up, if you pay off your loans, you will find you can take out a new high loan amount that you can repeat the process to get a bigger daily interest rate off of.

This trick only works for playes level 2 and beyond as level 1 players cannot take out loans.